Who is Virtual Finance?

Virtualfinance.co.za (Powered By Virtual Realty) is not your normal real estate agency who acts as an aggregator for home loans with the normal banks.

Yes we do that, we apply to ten different financiers, if you're a buyer, you can apply here for a pre-qualification certificate and home loan, but we also have other exciting products to offer.

We will 'shop-around' for great deals on products like personal loans, home loans, car loans, debt consolidation loans, insurance, and many other financial products.

By being selective of who we work with it allows us to carefully compare different providers to get you a good price and the most suitable product for you. We have providers who offer niche products which are tailor made to your unique situation. One such product is our loans to homeowners who are under debt review or blacklisted.

Best of all, it's Free to Apply so you have nothing to lose. Simply complete the questionnaire and we will give you your options.

Yes, you read correctly, even Blacklisted and Under Debt Review homeowners are Welcome to apply.

Homeowners, Talk To Us If You Need To Access Credit - unlock the equity in your home to settle your debt.

Are you feeling overwhelmed by debt? Out of options with nowhere else to turn? We can use the value in your home to put you back on the road to a stable financial future.

We help you get out of debt and debt review.

We unlock the value in your home to get you out of debt and debt review. We'll also give you access to credit - at the lowest interest rates - when no one else will.

We help you leave your judgements behind.

Are you in arrears with your accounts? Got judgements against you? We can help you get out of arrears and get rid of judgements on your credit profile by unlocking the value in your home.